Personal pension is about to be fully rolled out: it is necessary to "divide the product shelves". Since it was officially launched in November 2022, the personal pension system has entered its third year. Insiders told reporters that according to the relevant arrangements, on the basis of the pilot experience in 36 cities, the system will soon be implemented nationwide, and the relevant deployment is imminent. Taking personal pension as the starting point, financial institutions' sense of participation in pension finance has been continuously improved, product shelves connected with personal pension system have been continuously enriched, and people's awareness of pension reserves has also been improved. Judging from the pilot situation, under the "enthusiastic offensive" of major banks, insurance, funds and other institutions, although it is not difficult to increase the number of accounts opened, problems such as "cold deposit" and "idle accounts" still exist. Related issues are the result of multiple factors interweaving, and people in the industry expect relevant policies to be optimized. When the personal pension system is about to be fully rolled out, how to make this pension reserve related to people's livelihood applaud and make a seat? Experts suggest that with the continuous expansion and upgrading of various products, product shelves need to be layered, strengthen differentiated advantages, and improve public participation and capital use efficiency. At the same time, optimize product design and policy support to ensure the fairness and operability of layered products, so as to realize the long-term sustainable development of individual pension system. (CSI)On December 9, the top 20 US stock turnover: Apple hit a record high, with a market value exceeding 3.7 trillion US dollars. On Monday, Apple, the fifth US stock turnover, closed up 1.61%, and its share price reached a record high, with a turnover of 10.425 billion US dollars and a market value of about 3.73 trillion US dollars. It is reported that by 2025, a quarter of Apple's iPhone will be produced outside China, and India will become the most likely production base. As a fast-growing market, India has hundreds of millions of potential customers, and Samsung and China brands have launched fierce competition here. According to market research firm IDC, the average price of smartphones in India has risen from $192 in the third quarter of 2020 to $293 in the same period of 2024. Apple's market share increased by nearly 60% from the third quarter of 2023 to 2024, which was partly due to its launch of the old iPhone which was more close to the people. (Global Market Broadcast)The market generally expects that the central bank will still have the probability of cutting interest rates in 2025, and the market generally expects that the central bank will still have the probability of cutting interest rates in 2025, and the yield of government bonds in the next 10 years will drop to around 1.8%. Therefore, the "rush to run" behavior of institutions is more obvious, and the yield of 10-year government bonds fell below 2%, challenging 1.9%. From the perspective of many institutions in 2025, the central bank will continue to cut interest rates. Many institutions believe that in this context, the yield of 10-year government bonds will also fall to around 1.8%. (SSE)
Nearly 500,000 people broke the position of Bitcoin and completely recovered their decline after a short-term sharp dive. Bitcoin fluctuated rapidly at around 5:00 this morning, falling from 96,400 US dollars to about 94,700 US dollars, and then quickly rebounded to 96,400 US dollars. The process lasted for about 10 minutes. In the past hour, the number of cryptocurrencies in the whole network has expanded to 857 million US dollars, and more than 497,000 people have exploded in the past 24 hours.In some areas, there will be a snowstorm in Gansu, which will start the level IV defense response to the low-temperature rain, snow and freezing disaster. It was learned from the Gansu Provincial Department of Transportation that with the arrival of a new round of large-scale snowfall, at 20: 00 on December 9, the Provincial Department of Transportation decided to start the level IV defense response to the low-temperature rain, snow and freezing disaster in transportation according to the relevant provisions of the Emergency Plan for Highway Traffic Protection in Gansu Province and the Comprehensive Emergency Plan for Transportation in Gansu Province, and decided to do a good job in snow removal and smoothness of highways through consultation and judgment.The probability that the Fed will cut interest rates by 25 basis points in December is 85.8%. According to CME's "Fed Watch", the probability that the Fed will keep the current interest rate unchanged by December is 14.2%, and the cumulative probability of cutting interest rates by 25 basis points is 85.8%. The probability of keeping the current interest rate unchanged by January next year is 10.5%, the probability of cutting interest rates by 25 basis points is 67.5%, and the probability of cutting interest rates by 50 basis points is 22%.
The FTSE A50 index closed up 0.84% at 14,188 points in a row.The 2024 Pearl Bay International Climate Investment and Financing Conference was held in Nansha, Guangzhou, and from December 8 to 9, the 2024 Pearl Bay International Climate Investment and Financing Conference was held in Nansha, Guangzhou. In his video address, Leung Chun-ying, Vice Chairman of the National Committee of CPPCC said that as a responsible developing country, China has always stood at the height of building a community of human destiny and actively responded to climate change. Climate investment and financing is an important starting point to deal with climate change and promote green development. Zhao Yingmin, vice minister of the Ministry of Ecology and Environment, said that encouraging more social funds to help green and low-carbon development and industrial transformation can achieve win-win climate benefits, social benefits and economic benefits.In less than 24 hours, more than 200 earthquakes occurred in El Salvador. On the morning of December 9, local time, the Ministry of Environment and Natural Resources of El Salvador reported that there were 224 earthquakes in the country in the past less than 24 hours. The report shows that the eastern part of El Salvador is the region with the most frequent earthquakes. Frequent earthquakes in this area have caused houses to collapse, landslides and falling rocks. On the evening of the 8th local time, the magnitude of the earthquake near Conchado reached 5.6, followed by several earthquakes of magnitude 2.5-5. In addition, the geological faults in Raonyon province have been active recently, and earthquakes of magnitude 5.8 or above may occur.